![]() ![]() You might be wondering if you actually need a budget-and the very word gives you a headache. For the hands-on users, you’ll find a link to a free printable budget planner, or a quick-start budget template for anyone who wants the heavy lifting already done for them. You can get personalized budget assistance and help with more complicated things, like negotiating with your creditors or finding out which financial assistance programs you qualify for.Ready to create a simple budget template and take control of your money? In this article we’ll take you step-by-step through the process of making a budget plan that meets your needs while keeping your financial goals in sight. Seek help: The National Foundation for Credit Counseling is a reputable nonprofit organization that offers financial planning help. ![]() This doesn’t mean you deprive yourself of these things forever it just normalizes not spending as much money on them and finding cheaper alternatives.
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